Privacy Policy for Smart Finance Scope
Effective Date: 12/22/2025
Last Updated: 12/22/2025
1) Who We Are
Smart Finance Scope (“we,” “us,” “our”) is a finance-focused blog available at https://www.smartfinancescope.us providing articles on markets, investing, financial planning, retirement, and related topics that provide educational and informative content. We do not offer professional investment advice or financial consulting. For any privacy inquiries, please contact us.
2) What Information We Collect
a) Information you provide directly
- Contact details (e.g., name, email) when you submit a message via “Contact Us” (including Google Forms or embedded forms).
- Any information you include in free‑text fields (e.g., your message).
b) Information collected automatically
- Device and usage data: IP address, browser type, operating system, referring URLs, pages viewed, time spent, and similar analytics data (via cookies and analytics tools).
- Ad data & cookies: When pages include Google AdSense ad tags, Google and its partners may place advertising cookies to serve and measure ads and avoid duplicates.
3) Cookies and Similar Technologies
We (and service providers such as Google AdSense and Google Analytics) use cookies and similar technologies to:
- operate and secure the site,
- understand engagement and improve content (analytics),
- serve and measure advertisements (advertising cookies).
AdSense cookie disclosure (required):
- Third‑party vendors, including Google, use cookies to serve ads based on a user’s prior visits to this and other websites.
- Google’s advertising cookies enable Google and its partners to serve ads based on your visits to this and/or other sites.
- Users can opt out of personalized advertising via Ads Settings or via aboutads.info (US). [support.google.com]
For more details on how Google uses advertising cookies, see Google’s AdSense cookie help and Google’s advertising/measurement cookies documentation. [support.google.com]
Managing cookies: You can manage or block cookies via your browser settings. Note that disabling cookies may limit site functionality.
4) Advertising (Google AdSense)
We display ads using Google AdSense. AdSense may drop cookies upon ad impression, click, or other interaction with Google’s ad servers. All AdSense publishers must provide a privacy policy that explains cookie use and relevant opt‑out mechanisms. We comply with AdSense’s program and cookie disclosures. [support.google.com]
Opt out of personalized ads from Google: https://adssettings.google.com/
5) Analytics (Google Analytics)
We may use Google Analytics to understand how visitors interact with our site (e.g., pages visited, time on page, referrers). Google’s analytics cookies help us improve site content and features and are described in Google’s advertising/measurement documentation. You can use browser controls or tools such as Google’s opt‑out add‑on to limit analytics collection.
6) Forms, reCAPTCHA & Anti‑Spam
If we embed Google Forms for “Contact Us,” your responses are processed by Google Forms and stored according to Google’s platform policies. We may also protect forms with Google reCAPTCHA to prevent abuse; reCAPTCHA collects device/interaction data for security purposes and must be verified server‑side (token must be checked via Google’s site verify endpoint).
7) How We Use Your Information
We use the information we collect to:
- respond to inquiries and provide support,
- operate, secure, and improve the site and its content,
- analyze site traffic and performance (analytics),
- deliver and measure advertising (AdSense), consistent with Google’s policies. [support.google.com]
We do not sell personal information. We share data only with processors/service providers necessary to operate the site (e.g., Google for ads/analytics/forms) or when required by law.
8) Data Retention
We retain contact messages and analytics logs for as long as reasonably necessary to operate the site, respond to inquiries, and meet legal or compliance obligations. Advertising and analytics data may be retained per the policies of our providers (e.g., Google). [support.google.com]
9) Your Choices & Rights
Ads personalization: opt out via Ads Settings or aboutads.info. [support.google.com]
Cookies: manage or delete cookies through your browser settings.
Contact: request access, correction, or deletion of information you provided by emailing [contact email].
Analytics: use browser add‑ons or settings to limit analytics tracking (see Google’s resources).
10) Children’s Privacy
Our content is intended for a general audience and not directed to children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us information, please contact us to request deletion.
11) Data Security
We implement reasonable administrative, technical, and organizational measures to protect information. That said, no method of transmission or storage is 100% secure; use the site at your own risk.
12) Third‑Party Links
Articles may link to third‑party sites. We are not responsible for their privacy practices. Please review each site’s policy before providing personal information.
13) Changes to This Policy
We may update this Privacy Policy to reflect operational, legal, or regulatory changes. We will post updates with a new “Last Updated” date at the top of this page. Continued use of the site after changes indicates acceptance. (Google indicates publishers should clearly display privacy disclosures regarding cookies.) [support.google.com]
14) Contact Us
For questions or requests related to this Privacy Policy, contact us.